New York -
In Edith Wharton's novel The Age of Innocence, there is a character of some quality who has fallen into disrepute and who ends his days in exile in Argentina representing a large insurance company. He dies in "an odor of prosperity."
Just such an odor wafts over insurance companies. It hangs between them and the dark clouds of misfortune and blacker ones of catastrophe, providing the umbrella of capital.